Whole Life Insurance News
Purposes of life insurance include providing financial security, funding business continuation and satisfying estate tax requirements among others.
Permanent life insurance provides coverage for the life of the insured individual(s).
Your coverage length will depend on your individual circumstances.
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Whole life insurance is also referred to as ordinary life. This the most common type of permanent life insurance. It provides the certainty of a guaranteed amount of death benefit and a guaranteed rate of return on cash values. The premium is also level and guaranteed to never increase. Some types of whole life insurance policies allow policy owners to participate in the financial prosperity of the insurance company by receiving dividends. Dividends can by used to grow the death benefit and/or the cash value of the policy.